8 Signs Of Hail Damage On Your Roof You Need To Check Now

Colorado’s skies can switch from bluebird calm to hailstorm havoc in a matter of minutes, leaving even the sturdiest roofs at risk. For homeowners across Northern Colorado and the Denver metro area, post-storm anxiety isn’t just about picking up tree limbs or checking the car for dents—it’s about what you can’t see overhead. Hail doesn’t always leave gaping holes or obvious leaks; more often, the early warning signs are subtle, hidden, and all too easy to miss. Ignoring them can quickly turn a minor repair into a major headache, with water damage and costly insurance battles looming on the horizon.

That’s why knowing exactly what to look for after a hailstorm isn’t just helpful—it’s essential. Spotting the telltale signs of hail damage on your roof means you can act fast, prevent interior water intrusion, and avoid unwelcome surprises when it’s time to file an insurance claim. In this guide, you’ll discover the eight most important signals your roof may have taken a beating, from cracked shingles to granules piling up in your gutters. You’ll also learn how hail size influences roof damage, why early action matters, and how to document everything for a smooth insurance process.

Whether you’ve weathered last night’s storm or want to be prepared for the next one, let’s walk through what every Colorado homeowner should check now to keep their roof—and their peace of mind—intact.

1. Cracked or Split Shingles

When hailstones slam into your roof, they don’t just bounce off — they transfer energy deep into each shingle. That force can fracture the shingle’s surface and even the fiberglass mat beneath, leaving tiny cracks or clean splits you might not notice until water starts seeping through. Cracked or split shingles are one of the earliest signs of hail damage on roof surfaces, and spotting them early can prevent a cascade of problems: leaks, wood rot, and mold growth inside your attic or ceilings.

Shingles react differently based on their material. On asphalt or composition roofs, hail impacts often show up as fine fissures or missing granules around the fracture. Wood shingles and shakes, on the other hand, tend to split along the grain, revealing a fresh, brown-orange core. Both types of damage compromise your roof’s ability to shed water, so unaddressed cracks or splits are an invitation for moisture to work its way into your home’s structure.

How Hail Causes Shingle Cracking

Hailstones can range from pea-size pellets to softball-diameter bombs, but even dime- to nickel-sized hail can impart enough energy to shatter brittle roofing materials. When a hailstone strikes:

• Its hardness exceeds that of ceramic granules and asphalt, causing the surface to shatter like a tiny chip of glass.


• The underlying fiberglass mat, though flexible, can develop microfractures beneath the shingle surface.


• Repeated impacts can widen these microfractures into visible cracks.

Over time, those stress points grow, and what started as hairline fissures can become direct pathways for water intrusion.

Identifying Cracks and Splits During Inspection

To tell hail damage from normal wear:

• Look for sharp-edged cracks in asphalt shingles that don’t follow the straight line of a cut shingle.


• On wood shingles, search for linear splits with a fresh brown or orange color at the break.


• Spot shiny asphalt patches where granules have been knocked off around the crack.


• Notice the random, scattered pattern of impacts — unlike uniform fading or weathering, hail damage doesn’t line up neatly.

Document each damaged area with photos and notes so you can compare before-and-after conditions or share them with your insurance adjuster.

Safe Inspection Tips

Inspecting your roof can be risky, especially when you’re focused on cracks and splits that may be high or hidden. To stay safe:

• Use binoculars from the ground or a stable ladder to scan for obvious fractures and shiny spots.


• Wear slip-resistant shoes and work on dry days if you climb onto your roof.


• When in doubt, hire a professional roofer who knows where to look, how to identify hail damage on roof materials, and how to do it without putting you at risk.

Early detection of cracked or split shingles not only protects your investment but also keeps small issues from turning into costly repairs. If you spot these warning signs, consider a free roof assessment to confirm the extent of the damage and explore your repair options.

2. Loss of Granules on Shingles

Asphalt shingles rely on ceramic-coated granules to shield the underlying asphalt and fiberglass mat from UV rays, high winds, and heavy rain. When hailstones strike, they can act like tiny ball bearings, chipping off those protective granules and exposing bare asphalt to the elements. This subtle form of damage often goes unnoticed—until the unprotected asphalt begins to crack, blister, or buckle under Colorado’s intense sun and sudden storms.

Granule loss isn’t just cosmetic. Those little stones literally lock the shingle surface in place and reflect damaging UV energy. Once granules are knocked off, the shingle’s surface becomes smooth and shiny, accelerating material breakdown. Left unaddressed, granule loss can turn a weather-resistant roof into a patchwork of vulnerable spots, inviting moisture, algae growth, and accelerated aging.

Why Granule Loss Matters

Ceramic granules serve two key purposes: they protect the asphalt binder from ultraviolet degradation and add fire resistance to each shingle. When hail strips away these granules:

• The exposed asphalt softens and oxidizes faster under UV exposure.


• Loss of fire-resistant coating can affect local building-code compliance.


• Without the abrasive-resistant granule layer, wind-driven rain can erode the shingle surface more rapidly.

Over time, this leads to splits, curling edges, and eventual shingle failure—shortening your roof’s lifespan and raising the likelihood of leaks.

Visual Signs of Granule Loss

Spotting granule loss is easier than you might think:

• Look for bare, smooth patches on shingles that gleam in direct sunlight, unlike the surrounding rough, granular surface.


• Notice dark streaks or spots where granules have worn away, revealing the black asphalt beneath.


• After a storm, check your gutters and downspouts for a fine, sand-like sediment. Heavy granule accumulation often trails a hail event.

These visual cues are red flags that your shingles have lost their first line of defense.

Inspection Techniques

To assess granule loss safely and effectively:

1. Choose a dry, sunny day —wet conditions hide granule deficits and can make walking on the roof dangerous.


2. Wear slip-resistant footwear and, if you climb up, stay close to the eaves. Use binoculars from the ground to spot shiny patches before risking the roof.


3. Compare areas: check granule coverage on older shingle courses versus newer sections or flashings. A uniform roof should have consistent texture.


4. Clean a small portion of gutter debris and spread it out on a light-colored tarp. Count the volume of granules to gauge the extent of wear compared to past cleanings.

If you notice significant granule loss, it’s time to schedule a professional inspection. Addressing bald spots early will help maintain your roof’s watertight seal and protect your home from more serious storm damage.

3. Soft Spots or Bruising on Shingles

Not all hail damage shows up as cracks or missing chunks. Sometimes the impact is absorbed just below the shingle’s surface, compressing the fiberglass mat and asphalt layers without breaking them. The result is a “bruise” or soft spot that looks intact at first glance but no longer sheds water properly. Ignoring these internal dents can lead to hidden moisture intrusion—and by the time you see a leak in your ceiling, the damage may already be extensive.

These bruised areas won’t fall off or visibly flake; instead, they feel spongy when you press on them and can trap water beneath the shingle. Because bruising doesn’t produce the telltale cracks you’d see with a split shingle, it often goes unnoticed until it’s too late. Below, you’ll learn how to recognize the warning signs, perform a basic check safely, and understand why even an unbroken shingle can spell trouble once it’s been bruised.

Understanding Bruised Shingles

Think of a bruised shingle like a bruise on an apple: the surface skin stays whole, but the flesh underneath is damaged and softer. Hailstones pack enough punch to crush the internal mat and deform the asphalt layers, creating a tender spot that:

• Feels springy or gives way slightly under light pressure


• May remain slightly raised or appear slightly depressed compared to surrounding shingles


• Retains its granule covering, so you won’t see the shiny bare asphalt of a fractured shingle

Because the surface remains intact, bruised shingles keep most of their protective layer—until moisture seeps into the compressed area and breaks down the mat from within.

Detecting Soft Spots Safely

Finding these hidden dents takes a careful approach. While you should never stand or jump on your roof looking for damage, there are safer methods to spot soft spots:

1. Attic Inspection: From inside the attic, walk carefully between joists and use the balls of your feet to feel for spongy decking above. A bruise will transfer a subtle give through the shingle into the wood.


2. Edge Test: On a stable ladder, kneel at the roof’s edge and press gently on each shingle with your fingertip. You’re checking for a slight yielding under minimal force—too much pressure can damage a sound shingle.


3. Professional Equipment: Roofers often use flat-bottomed mallets or specialized probes to pinpoint internal damage without causing further harm.

If you’re ever unsure, call a trusted roofing professional. They’ll have the experience and tools to pinpoint bruised areas without risking injury—or aggravating minor damage into a bigger problem.

Why Bruising Leads to Leaks

A bruised shingle may hold off a light rain, but it won’t stand up to sustained moisture or wind-driven exposure. Here’s why those tender spots turn into water entry points:

• Compromised Mat: The compressed fiberglass and asphalt allow water to soak into the mat, bypassing the sealed surface.


• Broken Sealant Beads: Many shingles rely on heat-activated sealant lines. A bruise can crack or weaken these beads, preventing proper adhesion and lifting the shingle edge.


• Hidden Water Channels: Moisture trapped in a bruise can migrate under the shingle and travel along the roof deck until it finds a seam or penetration—often far from the original impact site.

By the time drips appear on your ceiling, the source may be dozens of feet away. Catching those soft spots early means stopping leaks before they start and keeping your attic dry without ripping off large roof sections.

4. Dented Flashing, Vents, and Metal Roof Components

Metal roofing elements—like flashing, vents, and skylight frames—often take the brunt of a hailstorm. While cracked shingles are easy to spot, dents in these metal parts can be just as serious. A single ding can break a watertight seal or create a gap where water sneaks under your roof covering. Catching these damaged metal components early helps you avoid hidden leaks and wood rot around chimneys, pipes, and valleys.

Flashing is especially critical because it diverts water away from roof intersections and penetrations. Pipe boots, ridge vents, step flashing around brick chimneys, valley metal, and even fascia trim can all show dents or bends after a hailstorm. Each dent is evidence that nearby shingles may have also sustained hard impacts. If metal pieces are compromised, the surrounding roof material is likely at risk too.

Common Metal Components to Inspect

• Step Flashing: Thin metal strips installed along chimney and wall edges


• Valley Metal: Channels where two roof planes meet—water funnels through here


• Pipe Boots and Roof Vents: Rubber or metal collars around plumbing and ventilation pipes


• Ridge and Soffit Vents: Metal caps that allow airflow along the roof peak or eaves


• Skylight and Chimney Flashing: Metal frames sealing glass panels or masonry to the roof deck

These components wear down seals over time, and dents only accelerate potential failure points. If you spot one dent, be ready to check the shingles around that area for less obvious impact signs.

How to Spot Metal Dents

To find dents without climbing all over your roof:

• Scan with binoculars from a stable vantage point in your yard or driveway. Metal reflects light differently when it’s dented, producing shadows or shiny, curved spots.


• Look for round or faceted indentations —they often resemble the shape of hailstones.


• Check for cracked paint or bent edges, which signal that the protective coating has been breached.

Don’t forget to inspect both sides of gutter hangers and downspouts, since dents there often coincide with hits at the roof edge.

Inspection Best Practices

• Examine Overlaps and Seams: Dents in flashing can open seams. Shake and inspect each overlap for gaps or warping.


• Mark Damaged Areas: Use chalk or waterproof tape to flag dents. This makes it easier to get accurate repair estimates and ensures nothing is overlooked.


• Photograph Each Dent: Take wide and close-up shots with date stamps. These images will support your insurance claim and help your roofing contractor plan repairs.

A thorough look at your roof’s metal components often reveals the true extent of hail damage. If you find multiple dents or notice any gaps, schedule a professional assessment—those small dings can quickly turn into big leaks.

5. Dented Gutters and Downspouts

Gutters and downspouts may seem like minor roof accessories, but after a hailstorm, they often serve as collateral indicators of impact—and they’re much easier to inspect from ground level. When hailstones strike the lip of a gutter or the smooth surface of a downspout, they leave dents and creases that mirror the size and force of what hit your shingles. Spotting damage here is a red flag: if your gutters show dents, chances are the adjacent roof edge took a beating, too.

Beyond signaling roof damage, dents in gutters and downspouts can create real problems of their own. A compromised gutter lip can no longer shed water cleanly into the downspout, leading to overflow during heavy rain. Creased seams or bent sections might catch debris and cause sagging between hangers, ultimately backing up water under roof edges and into fascia boards. In a climate known for sudden rain showers, any blockage or misalignment in your drainage system increases the risk of water infiltration and wood rot.

Why Gutters Reflect Roof Impact

Hail doesn’t discriminate. When a hailstone strikes your roof edge, it often ricochets into the gutter lip at nearly the same speed and angle, leaving a small crater or crease. Because gutters run the length of every roof plane, they can reveal impact zones you might miss on the shingles themselves. They also accumulate washed-off granules and ceramic grit—another telltale sign that your shingles have been scoured by hail.

Signs in Gutters and Downspouts

• Dents and Creases: Look for rounded indentations on the top edge of gutters and along downspout runs. Even a shallow bruise can indicate a forceful hit.


• Chipped Paint and Exposed Metal: Hail impacts often crack or flake off paint, exposing the bare metal underneath. These paint chips frequently wash into the gutter channel.


• Sagging or Pulling Away: If sections of gutter drop between hangers after a storm, trapped hail debris is probably weighing them down. The same bends can appear along downspout seams.


• Overflow Patterns: After rainfall, note any water spills over the gutter lip instead of channeling through the downspout—an overflow path often follows the contour of a dent or crease.

Inspection Steps

1. Walk the Perimeter: Inspect each side of your house from ground level. Dented gutters are hard to miss when the light catches a shiny metal depression.


2. Use a Ladder Safely: For sections partially hidden by landscaping or porch overhangs, climb a stable ladder and examine downspout runs near the foundation.


3. Clean Rain Debris: Remove leaves or sticks and look for an unusual amount of granules or paint chips in the gutter bottom—this mix confirms hail impact.


4. Check Hanger Attachments: Tug gently on each gutter hangar; a loose hanger is a likely spot for standing water and hidden wood damage behind the fascia.

If you find dents or performance issues in your gutters and downspouts, it’s a strong indicator that your roof edge may need attention as well. Scheduling a full roof assessment can help you uncover any adjacent shingle, flashing, or underlayment damage before water intrusion turns a simple fix into a costly repair.

6. Water Stains or Leaks Inside Your Home

Even if your shingles look intact after a hailstorm, water can still sneak in through tiny fractures in the underlayment or around roof penetrations. Interior leaks often don’t appear immediately—sometimes days or weeks later you'll notice telltale stains on walls or ceilings. That’s why inspecting your attic and living spaces is just as important as checking the roof surface itself. Early detection of moisture intrusion can spare you from costly rot, mold remediation, and drywall replacement down the line.

Start your interior check once daylight warms up your attic. Carry a flashlight and look for damp insulation, streaks on the decking, and any dark or discolored areas around vents, chimneys, or skylights. These hidden pools of moisture often mark the first signs of a compromised roof.

Common Interior Indicators

• Yellow or brown water spots on ceilings and walls that expand over time


• Peeling or bubbling paint and drywall where moisture has collected


• Musty, mildew-like odors in attics, closets, or under eaves

Each of these symptoms points to water breaching your roofing system’s layers, so don’t ignore even a small discoloration or foul smell.

Inspection Approach

1. Open your attic hatch on a bright day and scan the roof decking with a flashlight, paying special attention to dark or damp patches.


2. Examine insulation batts for wet or compressed areas—soggy insulation often means water has been pooling overhead.


3. Inspect around ceiling fixtures, attic fans, and exhaust vents for rust stains or water droplets, which can reveal the leak’s source.

A thorough attic walkthrough helps you pinpoint leaks before they cause visible damage in your living areas.

Immediate Actions if You Find Leaks

• Set buckets or pans beneath active drips to protect flooring and furnishings


• Cover the affected roof section with a heavy-duty tarp or apply a temporary waterproof sealant


• Contact a professional roofer promptly to replace damaged shingles, repair flashing, and restore your roof’s integrity

Quick interim fixes stop further interior damage, but scheduling a permanent repair right away will prevent structural decay and mold growth—saving you significant time and money in the future.

7. Damaged Siding and Windows

When hail pelts your home, it often dents or cracks more than just the roof—your siding and windows can take a beating, too. These vertical surfaces act like shields for lower roof pitches, so damage there can be a strong clue that hail also struck your shingles, flashing, or gutters above. By examining your home’s exterior cladding and glazing, you’ll get a fuller picture of how severe the storm was and where to focus a more detailed roof inspection.

How Siding and Window Damage Correlates

Hailstones that strike at eye level rarely stop moving once they hit a siding panel or window frame—they continue upward and outward, often impacting the roof in the same vicinity. For example, a dent in a vinyl board midway up your wall suggests the hail came in at an angle that would also hit the roof’s lower slopes or valleys. Broken window panes or bent metal trim around windows often line up under roof overhangs, hinting at roof ridge or valley impacts directly above.

Signs to Look For

• Dimples in Siding Panels: Tiny, round indentations in vinyl, fiber cement, or metal cladding are classic hail signatures.


• Cracked or Punctured Glass: Even hairline fractures in window glass indicate forceful hail strikes—check corners and edges where impact stress concentrates.


• Bent or Torn Frames: Metal frame corners can warp or pry open under hail impact, compromising sealant and leading to drafts or leaks.


• Shattered Screens and Chipped Trim: Window screens and painted trim boards often bear the brunt of smaller hail, leaving telltale tears and flakes of missing paint.

Inspection Tips

1. Walk the Perimeter: After the storm, circle your home slowly under clear daylight. Note any siding panels or window units with visible dents, cracks, or paint damage.


2. Map Damage Clusters: Grouping dents and broken panes on a simple sketch of your home helps you see patterns, which often point directly to compromised roof sections above.


3. Photograph and Timestamp: Use your smartphone to capture wide-angle and close-up shots of each affected area. Make sure the date is visible in your camera’s metadata—these images will support your insurance claim.


4. Compare Heights: Damage on the first floor may correspond to lower roof eaves, while second-story dents often align with upper slopes or the main roof field. This height correlation guides your roof inspection focus.

By linking siding and window damage to likely roof impact zones, you can prioritize where to look for more subtle signs—like cracked shingles or dented flashing—saving time and ensuring no hidden damage slips through the cracks.

8. Accumulation of Granules in Gutters

After a hailstorm, your gutters can tell a story your roof hides. Those ceramic-coated granules that once protected your asphalt shingles often wash free when hailstones strike. As rainwater carries these granules down into your gutters, they collect alongside leaves and debris—creating a fine, sand-like sediment that’s easy to overlook. A heavy accumulation of granules in your gutters signals widespread shingle wear or damage, and it’s a warning sign you shouldn’t ignore.

Unlike dents or cracks that you may spot with a quick glance, granule buildup requires a closer look—but the effort pays off. If too many granules have been knocked loose, your shingles lose their UV shield and fire-resistant coating, accelerating aging and creating vulnerable spots for leaks. Cleaning out your gutters isn’t just a chore; it’s a critical inspection step that helps quantify roof damage and guides your next repair decisions.

Why Granule Buildup Is a Red Flag

Granules serve two primary functions: they reflect UV rays to prevent asphalt breakdown, and they add a fire-resistant layer to each shingle. When hail dislodges these particles:

• Exposed asphalt becomes brittle under intense sun, leading to cracks and splits.


• Without its ceramic armor, a shingle’s lifespan plummets—what might have lasted 20 years could wear out in half that time.


• Granules in the gutter indicate the protective surface is literally washing away during every rain.

A gutter full of granule grit after a storm means your roof is sacrificing its defense mechanism. If you see more granules than usual, consider it a flashing red light for further inspection.

Identifying Granule Buildup

Spotting granule accumulation is straightforward:

• Visual Check: Stand below each gutter run and look for fine, sand-like sediment along the bottom. Granules glint like rusty sand when sunlight hits them.


• Volume Comparison: If you clean your gutters regularly, you have a benchmark. After a hail event, compare the current granule volume to past cleanings—any significant jump is cause for concern.


• Color Contrast: Place debris on a light tarp or sheet. The dark, coarse granules stand out against leaves and twigs, making it easy to spot excessive quantities.

Documenting the amount and location of granules helps roofers assess which slopes or sections have suffered the most impact.

Inspection & Maintenance Advice

1. Clean Soon After Storms: As soon as it’s safe, remove leaves, sticks, and granules from your gutters. Use a garden trowel or scoop to avoid scratching the gutter finish.


2. Measure and Record: After cleaning, take photos of the removed debris on a bright backdrop. Note the date and gutter location—this record becomes valuable evidence for insurance claims or future comparisons.


3. Schedule a Professional Check: Significant granule loss often correlates with hidden shingle damage. Arrange a free roof assessment with a qualified contractor who can gauge whether isolated replacements or a full roof refresh is warranted.


4. Stay Proactive: Even minor granule debris warrants attention—early action keeps small wear spots from snowballing into leaks and interior damage.

By treating granule buildup as more than a gutter-cleaning annoyance, you’ll catch early signs of roof deterioration, protect your home from water intrusion, and extend your roof’s service life. Regular gutter maintenance paired with targeted inspections ensures your roof stays storm-ready year after year.

9. Understanding Hail Sizes and Their Potential to Damage Your Roof

Not all hailstorms are created equal. The size of the hailstones pounding your roof directly influences the type and severity of damage you’ll face. By referring to a standardized hail size chart, homeowners can quickly gauge how a recent storm stacks up and whether it’s likely to have compromised their shingles, flashings, or other roof components.

Hail Size Classification Chart

The National Weather Service uses a clear system to describe hail diameters. Here’s a quick reference:

• Pea (0.25 inches)


• Quarter (1.00 inch)


• Golf Ball (1.75 inches)


• Baseball (2.75 inches)


• Grapefruit (4.00 inches)


• Softball (4.50 inches)

With this chart in hand, you can compare hail you find in your yard or that neighbors describe on storm maps to estimate the force each impact delivered.

Damage Potential by Hail Size

Smaller hailstones—pea to dime-sized—might leave your roof intact but can still accelerate granule loss over time. Once you reach quarter-sized hail (around 1.00 inch), asphalt shingles begin to crack or bruise, compromising their water-shedding ability. As the diameter jumps to golf ball size (1.75 inches) and beyond, you can see:

• Punctures and craters in shingles


• Deep dents in metal flashings and vents


• Potential cracking of slate or tile

Grapefruit- and softball-sized hail can even fracture fiberglass underlayments and tear right through weaker roofing materials.

Wind Speed and Associated Roof Damage

Hail rarely falls in isolation—storms bring wind that can drive hailstones harder against your roof. According to the National Weather Service Skywarn guide, wind speeds correspond to distinct damage levels:

• 45–57 mph: Lightweight shingles may loosen or blow off when already compromised.


• 58–74 mph: Significant shingle loss and damage to chimney caps, antennas, or satellite dishes.


• 75+ mph: Widespread roof peeling, eave overhang failures, and larger debris impacting the roof face.

Even if hail is moderate in size, strong winds can amplify its destructive potential by changing the angle and velocity of each strike.

Why Knowing Hail Size Matters

By matching hail diameters to expected roof damage, you can:

• Prioritize which roof areas to inspect first—focus on slopes that faced the brunt of larger hail.


• Decide how urgently to call in a professional for a free assessment.


• Prepare clear documentation for your insurance claim by noting reported hail sizes on weather maps or local reports.

Understanding the link between hail size, wind speed, and roof impact empowers you to act swiftly. Whether the storm was mild or severe, measuring hailstones and checking local weather‐service reports helps you determine if a quick DIY check is enough or if you need expert intervention to keep your roof—and home—safe.

10. What to Do After Spotting Hail Damage: Inspection and Insurance

Finding hail damage on your roof can feel overwhelming, but a clear action plan will help you take control—and protect your home. Follow these steps to document the damage, make temporary repairs, and navigate the insurance process with confidence.

Documenting Damage for Insurance

Begin by creating airtight documentation. Your insurance adjuster will rely on clear evidence to evaluate your claim, so gather both wide-angle and close-up photos of every damaged area. Here’s how to build your file:

• Photograph each damage type from multiple angles: cracked shingles, dented metal flashings, granules in gutters and interior stains.


• Include context shots that show surrounding features—so the adjuster knows exactly where to look.


• Write dated notes describing the storm (date, time, hail size, wind conditions) and your inspection route.


• Save any storm reports or local weather-service notifications that confirm hail on your street.

Store your images and notes in a digital folder (with filenames like “Roof-Hail-07-01-2025.jpg”) and keep printable copies in a binder. Organized records help you avoid back-and-forth delays and ensure you get full credit for every damaged component.

Temporary Repairs to Prevent Further Damage

While waiting for permanent repairs, fast temporary fixes can keep water—and stress—at bay:

• Secure a heavy-duty tarp over any exposed sections. Use roofing nails or boards to hold the tarp down without causing more shingle damage.


• Apply roofing cement under loose or cracked shingles to seal out moisture until a professional can replace them.


• Cover dented flashing or vent collars with self-adhesive flashing tape to maintain a watertight seal.


• Inside, place buckets under active drips and move any valuables away from wet areas.

These stop-gap measures won’t last forever, but they’ll minimize interior damage and give you breathing room while you sort out the insurance claim.

Navigating the Insurance Claim Process

Colorado homeowners typically have one year from the storm date to report hail damage. Acting early and following these guidelines will streamline your claim:

1. Notify Your Insurer Promptly
   
   Call your insurance agent as soon as possible. Provide them with your photo documentation and storm details.


2. Follow the #NoRoofScams Checklist
   
   Only work with licensed contractors who offer written estimates and agree to itemize labor, materials, and disposal costs.


3. Understand Matching-Materials Rules
   
   Most policies cover only the damaged portions, and insurers may replace with the closest available material match—not necessarily the exact color or style.


4. Use Official Resources
   
   Review the Colorado Division of Insurance’s After a Hail Storm Insurance FAQs for policy timelines, claim procedures, and your rights as a homeowner.

By keeping your insurer in the loop and citing local regulations, you’ll avoid common pitfalls like missed deadlines or lowball offers.

When to Call a Professional Roofer

Some situations require expert intervention:

• You’ve identified multiple signs of damage—cracked shingles, bruising, dents, and interior leaks.


• Water is actively entering your attic or living spaces.


• Temporary patches aren’t holding up under wind or rain.

In these cases, book a free roof assessment with a licensed professional. Choosing a local, veteran-operated contractor ensures you get transparent pricing, fast service, and the integrity you expect from Semper Fi Restoration. Schedule your no-obligation inspection today at https://semperfirestoration.com and take the next step toward a fully restored, hail-resistant roof.

Protect Your Roof with Timely Action and Expert Support

A little work today can save you thousands tomorrow. By spotting those eight signs of hail damage on roof early—whether it’s cracked shingles, granule loss, or dents in your gutters—you stop water intrusion in its tracks and avoid expensive interior repairs. In Colorado’s hail belt, Swift inspections and prompt patches keep small problems from turning into leaky ceilings, rotted decking, or mold in your attic.

When you choose Semper Fi Restoration, you’re partnering with a veteran-owned team that brings military-grade discipline, transparency, and precision to every roof. Our free roof assessments give you an honest evaluation of your storm damage, clear repair options, and expert guidance through the insurance process. We handle the heavy lifting—from documenting each hail hit to coordinating material matches—so you can focus on what matters: keeping your home safe and dry.

Don’t wait until a minor bruise becomes a major leak. Protect your investment and extend your roof’s lifespan with timely action and the support of local professionals who genuinely care about your property. Ready to secure peace of mind? Schedule your free roof assessment with Semper Fi Restoration today and rest easy knowing your home is in good hands.